KBRA Financial Intelligence

Bank KFI Score Trends Q1 2024

Bank KFI Scores fell in 1Q 2024, with declines (505) outpacing increases (353), according to data from KBRA Financial Intelligence (KFI). Of the banks that had their score lowered, nonperforming assets (NPA) climbed 58 basis points (bps) to 1.39%, while return on average assets (ROAA) fell 16 bps to 0.76%. Use the Insights tool on the KFI homepage to analyze Score trends, NPA, ROAA, and Tier 1 capital. KFI Scores measure the financial health of all U.S. banks and credit unions quarterly on an A through E scale, using a proprietary quantitative model. D scores signify a "relatively weak" financial condition, while an E ranking conveys a "poor" financial condition, based on KFI’s methodology.