KBRA Financial Intelligence

96% of Bank Failures From 2010 Through 2023 Had KFI Scores of D or Lower

More than 96% of banks that failed from 2010 through 2023 had a KFI Score of D or lower in the quarter prior to the FDIC date of failure, according to KBRA Financial Intelligence (KFI) data. KFI Scores measure the financial health of all U.S. banks and credit unions quarterly on an A through E scale, using a proprietary quantitative model. D Scores signify a “relatively weak” financial condition, while an E ranking conveys a “poor” financial condition, based on KFI’s methodology. Use the KFI Score Insights tool to see which banks have D or E KFI Scores. Learn more about why banks, government agencies, insurers, mortgage servicers, and others rely on KFI Scores.